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Medical Expenses |
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Emergency Evacuation In case of Serious Injury or Illness requiring immediate treatment, and if local medical facilities are insufficient in the broader Asian region, our coverage includes emergency evacuation. The evacuation will be arranged to the nearest suitable facility using the most effective mode of transportation capable of providing necessary medical care. Please note that only the Insurer and/or the Assistance Company can coordinate the evacuation. |
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Repatriation After an Emergency Evacuation, assistance with repatriation can be provided if necessary. Please note that the decision and coordination of repatriation are the exclusive responsibility of the Insurer and/or the Assistance Company. |
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Motorbike Accidents This travel insurance policy extends coverage to include motorbike accidents for both riders and passengers in Asia. To qualify for this protection, individuals must wear a helmet, comply with local regulations, and hold the necessary license to operate or rent the motorbike. |
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Trip Cancellation Ensure your trip across Asia stays on course. With our Trip Cancellation coverage, you are protected against losing deposits or facing additional expenses due to unexpected events like illness, emergencies, or natural disasters. You can cancel or shorten your trip and get reimbursed for unused expenses. Coverage for this benefit starts from the policy issue date until the departure date specified in the itinerary. |
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Trip Interruption Should your trip be cut short due to reasons such as illness, emergencies, or natural disasters, rest assured you'll be reimbursed for the unused portion of your travel expenses. Whether it involves returning home sooner or arranging alternative accommodations, our coverage provides peace of mind, allowing you to fully enjoy your travels across Asia without worry. |
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Flight Delay If your flight experiences delays due to factors like adverse weather, strikes, or technical issues outside your home country and beyond your control, this travel insurance provides coverage across Asia. You are entitled to compensation for every full 6-hour delay, up to the specified policy limit. To qualify, the delay must exceed 6 hours and not be due to failure to check in or reconfirm on time. Obtain official documentation from the airline detailing the cause, date, time, and duration of the delay. Please note that this coverage excludes issues existing at the policy’s commencement or problems caused by government authorities. |
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Baggage Delay If your luggage is temporarily lost upon arrival in Asia for at least 6 hours, this travel insurance provides coverage for emergency purchases of essential toiletries and clothing. The delay should not result from customs or government officials, and you must submit documentation, including original purchase receipts. |
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Lost Baggage This Travel Insurance across Asia offers compensation for loss, breakage, or damage caused directly by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person’s journey. To qualify for coverage, the loss must be reported to local authorities or carriers within 24 hours. It’s important to note that this benefit does not cover loss or damage due to delay, confiscation, wear and tear, or loss of specific items like cash, electronics, fragile articles, and more. For comprehensive details and exclusions, please consult the policy. |