Travel Insurance for ASIA

(For people who are planning to visit several asean countries)
Although travel restrictions have eased and Asia is reopening, there are still health risks you should be wary of when traveling abroad. Luma ASEAN Pass provides the essential coverage that meets the insurance requirement and peace of mind in case you require medical treatments during your trip to Asia.
Travel to Thailand  Travel to BaliTravel to BangladeshTravel to BhutanTravel to BruneiTravel to CambodiaTravel to ChinaTravel to Hong Kong
Travel to IndiaTravel to the IndonesiaTravel to JapanTravel to LaosTravel to MacauTravel to MalaysiaTravel to Maldives
Travel to MongoliaTravel to the MyanmarTravel to NepalTravel to PakistanTravel to PhilippinesTravel to Singapore
Travel to South KoreaTravel to Sri LankaTravel to TaiwanTravel to Timor-LesteTravel to Vietnam

Ultimate Worry-Free Travel Insurance for Asia
24/7 Support from International Experts 
Tailored to match your travel requirements 
 

Travel Insurance Benefits Highlights

Medical Benefits

Medical Expenses - 200.000 USD to UNLIMITED Coverage
Emergency Evacuation - UNLIMITED Coverage
Repatriation - UNLIMITED Coverage

Travel Benefits

Trip Cancellation - Covered Up to 5,000 USD
Trip Interruption - Covered Up to 5,000 USD
Lost Baggage - Covered Up to 1,500 USD
























LUMA Teams at Your Service


24/7 Hotline
A multilingual emergency hotline is available every day, around the clock, to assist with your urgent situations.

MediPro Team



Travel Insurance Benefits
Medical Benefits Explained


Medical Expenses
The LUMA Asia Pass extends coverage to both inpatient and outpatient treatments across Asia for covered conditions. It's important to adhere to standard practices, and all costs must be reasonable. For information on necessary documents for claims, please consult the policy guidelines.

Emergency Evacuation
In case of Serious Injury or Illness requiring immediate treatment, and if local medical facilities are insufficient in the broader Asian region, our coverage includes emergency evacuation. The evacuation will be arranged to the nearest suitable facility using the most effective mode of transportation capable of providing necessary medical care. Please note that only the Insurer and/or the Assistance Company can coordinate the evacuation.
Repatriation
After an Emergency Evacuation, assistance with repatriation can be provided if necessary. Please note that the decision and coordination of repatriation are the exclusive responsibility of the Insurer and/or the Assistance Company.
Motorbike Accidents
This travel insurance policy extends coverage to include motorbike accidents for both riders and passengers in Asia. To qualify for this protection, individuals must wear a helmet, comply with local regulations, and hold the necessary license to operate or rent the motorbike.


Travel Benefits Explained


Trip Cancellation
Ensure your trip across Asia stays on course. With our Trip Cancellation coverage, you are protected against losing deposits or facing additional expenses due to unexpected events like illness, emergencies, or natural disasters. You can cancel or shorten your trip and get reimbursed for unused expenses. Coverage for this benefit starts from the policy issue date until the departure date specified in the itinerary.
Trip Interruption
Should your trip be cut short due to reasons such as illness, emergencies, or natural disasters, rest assured you'll be reimbursed for the unused portion of your travel expenses. Whether it involves returning home sooner or arranging alternative accommodations, our coverage provides peace of mind, allowing you to fully enjoy your travels across Asia without worry.
Flight Delay
If your flight experiences delays due to factors like adverse weather, strikes, or technical issues outside your home country and beyond your control, this travel insurance provides coverage across Asia. You are entitled to compensation for every full 6-hour delay, up to the specified policy limit. To qualify, the delay must exceed 6 hours and not be due to failure to check in or reconfirm on time. Obtain official documentation from the airline detailing the cause, date, time, and duration of the delay. Please note that this coverage excludes issues existing at the policy’s commencement or problems caused by government authorities.
Baggage Delay
If your luggage is temporarily lost upon arrival in Asia for at least 6 hours, this travel insurance provides coverage for emergency purchases of essential toiletries and clothing. The delay should not result from customs or government officials, and you must submit documentation, including original purchase receipts.
Lost Baggage
This Travel Insurance across Asia offers compensation for loss, breakage, or damage caused directly by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person’s journey. To qualify for coverage, the loss must be reported to local authorities or carriers within 24 hours. It’s important to note that this benefit does not cover loss or damage due to delay, confiscation, wear and tear, or loss of specific items like cash, electronics, fragile articles, and more. For comprehensive details and exclusions, please consult the policy.

Please note: The term “Asia” as mentioned on this page and travel insurance policy refers specifically to the countries explicitly listed and covered within the policy documentation.





Buy Insurance online