Travel Insurance for ASIA

(For people who are planning to visit several asean countries)
Although travel restrictions have eased and Asia is reopening, there are still health risks you should be wary of when traveling abroad. Luma ASEAN Pass provides the essential coverage that meets the insurance requirement and peace of mind in case you require medical treatments during your trip to Asia.
Travel to Brunei  Travel to Cambodia  Travel to Indonesia  Travel to Laos  Travel to Malaysia 
Travel to Myanmar  Travel to the Philippines  Travel to Singapore  Travel to Thailand Travel to Vietnam 

Luma ASEAN Pass, 4 travel insurance plans for Asia that includes coverage for Covid-19
Economy - 10,000 USD
Premium Economy - 25,000 USD
Business - 50,000 USD
First - 100,000 USD
See all benefits and limits of Luma ASEAN Pass Travel Insurance in the below table and scroll down this page to see Terms and Conditions, Policy Wording and indicative pricing per period and zone of coverage.

Terms and Conditions for Luma ASEAN Pass:

  1. 1. The earliest policy start date shall be the purchase date, not before.
  2. 2. The maximum period of insurance for this Policy shall be 180 consecutive calendar days.
  3. 3. Applicants must be aged from 4 weeks to 75 years old.
  4. 4. Children under the age of 7 years old must be accompanied by an adult who is also insured under the same Policy.
  5. 5. The sum insured for Personal Accident for children under 18 years old shall not exceed 17,400 USD.
  6. 6. Policy holders shall submit claims within 6 months after occurred date of the claims.
  7. 7. There is no direct billing for medical expenses unless the expenses exceed 1,000 USD and that the arrangement is coordinated by the Insurer or its designated assistance company.
  8. 8. This policy does not cover preexisting conditions, general exclusions nor medical expenses exclusions as stated in the Policy Wording.
  9. 9. The zone of coverage of Luma ASEAN Pass refers to the countries eligible for coverage as stated in the Certificate of Insurance. You will be covered during your insurance policy period for regional or multiple trips within countries included in the zone of coverage.
  10. 10. This Policy is only valid for leisure travel or business travel (limited to administrative and non manual works only) and NOT cover for travel to any of the countries within the zone of coverage to seek for medical treatment.
  11. 11. In case the Insured’s country of origin is one country within eligible zone of coverage, the Policy does NOT cover for any losses or expenses arising from the country of origin of the Insured.
  12. 12. In case the Insured would like to purchase another policy after first policy expires, there shall be no gap in coverage and total duration of coverage of all policies combined shall not exceed 180 days.
    Policy holders reaching 76 years old during the policy are not eligible to purchase a new policy. Any event or condition that occurred before the new policy start date is considered pre-existing and the Insured is not able to claim for any of these conditions under the new policy. Should the Insured be actively treated or under the supervision of a Physician or Surgeon, the Insured is not eligible to purchase another policy.

Indicative premium per period of coverage for Zone 1:
Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand and Vietnam.

Premium for each period of coverage Economy Premium Economy Business First
1 Week USD 50.00 USD 55.00 USD 70.00 USD 150.00
2 Weeks USD 55.00 USD 60.00 USD 75.00 USD 160.00
3 Weeks USD 60.00 USD 65.00 USD 80.00 USD 170.00
1 Month USD 60.00 USD 65.00 USD 80.00 USD 170.00
2 Months USD 75.00 USD 80.00 USD 110.00 USD 210.00
3 Months USD 110.00 USD 120.00 USD 170.00 USD 300.00
4 Months USD 180.00 USD 200.00 USD 260.00 USD 500.00
5 Months USD 230.00 USD 250.00 USD 350.00 USD 580.00
6 Months USD 280.00 USD 300.00 USD 400.00 USD 650.00

Indicative premium per period of coverage for Zone 2:
Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand, Vietnam and Singapore.

Premium for each period of coverage Economy Premium Economy Business First
1 Week USD 70.00 USD 77.00 USD 95.00 USD 195.00
2 Weeks USD 80.00 USD 87.00 USD 110.00 USD 210.00
3 Weeks USD 100.00 USD 108.00 USD 130.00 USD 250.00
1 Month USD 120.00 USD 130.00 USD 160.00 USD 320.00
2 Months USD 180.00 USD 190.00 USD 265.00 USD 450.00
3 Months USD 250.00 USD 270.00 USD 380.00 USD 580.00
4 Months USD 380.00 USD 420.00 USD 520.00 USD 680.00
5 Months USD 480.00 USD 520.00 USD 620.00 USD 720.00
6 Months USD 580.00 USD 620.00 USD 720.00 USD 880.00

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