Outbound Travel Insurance (LUMA-GO)

Outbound Travel Insurance

(Best travel insurance for trips departing from Thailand)






Planning a trip? Explore LUMA GO Travel Insurance plans for trips departing from Thailand. 








Terms and Conditions
Eligibility:
  • Applicants must be between 1-85 years old.
  • This travel insurance is available to Thai nationals or foreigners residing in Thailand.
  • 1 person cannot apply for more than one policy with Tune per coverage period.​
  • The Insurer reserves the right not to accept applications for those who work in high-risk locations such as high-rise buildings, oil or gas rigs, underground mines, or workers in construction, fishery, fruit picking, or heavy machinery.​
  • Applicants must be in good health.​
  • The applicant gives consent and authorization to the Insurer to disclose information to medical facilities including hospitals and clinics and to the Office of Insurance Commission.​
Single Trip Coverage:
  • This insurance needs to be purchased no later than 1 hour before departure from Thailand.​
  • This insurance is available for purchase up to 8 months in advance before the effective start date.


Annual Trip Coverage:
  • Each trip shall not exceed 180 days.
  • The coverage duration cannot be extended.​
  • In case the insurance purchase date is the same than the effective start date, the policy will begin only once the premium payment was made.​

Policy cancellation:
  • Single Trip Coverage – There is no refund possible for policies already issued unless the Insured has not been granted a visa. 
  • Annual Trip Coverage – Policy Cancellation is possible according to the Terms and Conditions of the policy. ​

Policy holders eligible to Health2Go service are entitled to one session per policy period that can be used the following day after having received the Policy. ​
Excluded countries: Afghanistan, Azerbaijan, Cuba, Iran, Iraq, Israel, Kyrgyzstan, Lebanon, Libya, Nepal, Nicaragua, North Korea, Pakistan, Palestine, Syria, Tajikistan, Turkmenistan, Uzbekistan

Policy Wording:
LUMA-GO-Policy-Wording-English.pdf

 

Buy Insurance online